Not a spreadsheet, not a bank app — the whole money life of a family, exact to the last riel.
USD & KHR, side by side
Every record keeps its own currency, exact to the minor unit — no silent conversion. Totals roll up into your reference currency with banker’s rounding.
Budgets that roll over
Monthly limits per category, counted live from the ledger. Choose reset or carry-over, and see what’s safe to spend today.
Planned payments on rails
Rent, salary, subscriptions on a calendar. Auto-post records each one at its due date, and reminders land 7 days ahead.
Debts & bank loan simulator
Track who owes whom in both directions. Bank loans carry real amortization schedules, interest-first payments, and an interactive what-if simulator.
One ledger, whole family
Start private, convert to a joint workspace with expiring invite codes. Owner, Partner, and Viewer roles enforced strictly on the server.
AEON card email ingest
Forward your AEON approval emails once — every approved charge becomes a debt row automatically, ready to settle.
CSV & bank statement import
Import transaction batches and bank statements directly. Bring your entire financial history into Budgie Fam without typing each receipt.
30-day cash flow & runway
Know whether money will run short before bills arrive. Combines scheduled obligations, recurring income, and historical monthly burn rates.
Atomic currency transfers
Move money between USD and KHR accounts as linked transfer pairs that balance cleanly without skewing your income or expense metrics.
Works offline
The app lives on your device. Open it on a flight, in a borey, in the provinces — it syncs cleanly when you’re back online.
English & ខ្មែរ
The full interface in both languages, seven accent themes and a dark mode. Numbers stay Arabic numerals — banking-app convention.